Key Features

• Insurance term can be either 15 or 20 years
• Premium payment frequency can be chosen as per convenience
• Sum insured can be chosen as per customer’s need

Policy Requirements

• Minimum Sum Assured: NPR 50,000
• Maximum Sum Assured: No limit
• Minimum Entry Age: 16 Years
• Maximum Entry Age: 50 Years for 15 Years Term and 45 Years for 20 Years Term
• Policy Term: 15 or 20 Years
• Maximum Policy Term: 49 years
• Maximum Maturity Age: 65 Years
• Premium Payment Frequency: Yearly, Half Yearly and Quarterly

Maturity Benefits

15 Years Term Benefits

• 5 years from commencement: 25% of basic sum assured
• 10 years from commencement: 25% of basic sum assured
• At Maturity: 50% of basic sum assured plus Bonus.